cmMORTGAGES are a Mortgage Broker based in Chelmsford, Essex, helping clients with their borrowing needs, however simple or complex they may be.
With a Mortgage Market changing almost on a daily basis, it's important to find a mortgage broker with the ability to adapt and change quickly, delivering the very latest mortgage deals from a wide choice of lenders.
So whether you are a First Time Buyer, Moving Home, Remortgaging, Investing in Buy to Let property or looking to fund a Commercial Purchase, at cmMORTGAGES have a wide of choice High Street, Regional Lenders and Specialist Finance options.
As a Mortgage Broker we are not limited to just one lender or a small set of products. With access to a huge number of mortgage lenders, we have access to thousands of mortgage products, bringing together a considerably number of options for our clients, conveniently from just one place.
All of our Advising team are fully CeMAP qualified, coupled with significant personal experience within the Mortgage and Banking Market. So not only do we have a great understanding of the mortgage market, but we also understand what it is like to be a client too
Given the amount and number of mortgages we organise each and every year, we have access to a wide number of exclusive deals you won’t find buy going direct. this gives you even more reasons to use a Mortgage Broker - we are here for the straight forward cases as well as the more complex!
At cmMORTGAGES we pride ourselves on our ability to find Mortgages for our clients that are right for them, not just because they are the cheapest or mentioned on a Best Buy table - Indeed the Mortgage Rate is just one aspect of the mortgage, with so much else to consider can you really be confident you are able to find the ‘best’ deal yourself?
We will take time to listen to your situation, check what is affordable, and ensure that you have the right advice your your own specific situation. Where possible we will also look to use some of the helpful schemes such as Help to Buy, Professional Mortgages, Self Employed schemes and anything else that gives you that extra benefit.
We find it easier to have a chat through your requirements either by Telephone or a Face to Face meeting. Many clients like to just drop us an email with their circumstances and requirements, so much can be achieved this way.
We will need to understand your income(s), how you spend your money and what the future allows you to afford.
47 Church Street
01245 398466- Office Number
01245 200285 - Fax Number
cmMORTGAGES is a trading style of Essex Mortgage Centre Ltd, who is an Appointed Representative of Mortgage Next Network Ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for the advice given, the exact amount will depend upon your circumstances. Our usual charge is £99 per application, however if the mortgage is below £100,000, or is of a complex nature, we will charge up to £499. We will agree any fees with you before we proceed with your case.
Registered address: 3 Warners Mill, Silks Way, Braintree, Essex, CM7 3GB
Registered in England & Wales under number 6009105
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman.
Our advice is covered under the Financial Ombudsman Service. You may be able to submit a claim through the EU Online Dispute Resolution Platform If you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.